Objective of the Program

The objective of the program is to focus on current issues and challenges faced by banks including those relating to governance, risk, compliance, business strategy, asset quality and capital planning. The program would also cover other topics like role of directors on various committees, banking sector outlook, improving the credit flow and managing risks in lending to MSME, housing and auto sectors, financial markets and managing systemic risk arising on account of inter-linkages between banks, NBFCs and Mutual Funds. The aim of the program would essentially be to sensitise the directors on various issues of current focus so as to improve their effectiveness on the boards of banks.

Broad outline of the program

1.         Governance, Risk and Compliance in banks

2.         Role and responsibilities of Directors in various committees

3.         Banking sector:

•          Outlook on asset quality and credit growth

•          Inter-linkages between banks, NBFCs & Mutual Funds – managing the systemic risk

•          Capital planning and liquidity management

4.         Current challenging times - need for improving the governance and business strategy

•          Business models – is it time to have a differentiated approach by banks?

Ø  Corporate v/s Retail

5.         Improving the credit flow and managing risks in lending to MSME, housing and auto sectors

6.         Financial markets overview; Managing risks in treasury and making treasury a profit centre

7.         Resolution of stressed assets – IBC and recent developments

8.         Digitisation in banks

   9.         Sharing of experiences by Directors