Program on Credit Risk Management & Securitization

Learning Event, Risk Management
Tuesday, October 17, 2023 to Wednesday, October 18, 2023
Forum & Capitol, Hotel Taj President, Cuffe Parade, Mumbai
Senior officials who are involved with credit, recovery/stressed assets and risk management functions of Banks, NBFCs and FIs.


The approach to Credit Risk Management has undergone a paradigm shift along with changing market dynamics, impacting the overall credit portfolio. Over the years, financial institutions have developed various measures & analytical tools to mitigate the credit risk in their portfolio and there has been a perceptible improvement in credit underwriting standards. The constant regulatory emphasis on credit risk management from identification methodology to measurement and eventual provision requirements has paved the way for improved credit risk management in Banks/FIs. As part of prudent Credit Risk Management, securitisation of assets is gaining ground for which the necessary regulatory guidelines are in place. The prolific growth in Retail lending has contributed substantially to the credit growth in recent times, which may lead to certain sectoral/portfolio risks.  The advent of technology and digital lending has opened up a plethora of opportunities for lending, but also brought in new risks in a lender’s credit portfolio.


This two day program seeks to provide an opportunity to the senior officials from Banks/FIs/NBFCs to enhance their understanding of the salient aspects of credit risk management and securitisation.  It will also provide a platform for peer level discussion and interaction with stakeholders.

Program Highlights:

The Program will deal with the following:

  • Regulatory Framework for Securitization of Assets
  • Credit Risk & Expected Loss Provisioning
  • Broad risks in Infrastructure Financing
  • Risk Based Pricing and Return
  • Managing Trade Finance Risk
  • Early Warning Signals and Creative Accounting
  • Credit Rating by External Agencies

Program Description
Address N/A Timing 09:45 AM-05:45 PM

Photo Gallery

  • Group Photo
  • C Sankaranarayanan, Senior Program Director, CAFRAL
  • Program Participants
  • Indrani Banerjee, Additional Director, CAFRAL
  • Program Participants
  • Ashwini Kumar Tewari, Managing Director, State Bank of India
  • Program Participants
  • Ajay Sirikonda, Partner and Leader, FS Risk Management, Ernst and Young India LLP
  • Program Participants
  • Program Participants
  • Charan Rawat, Head Compliance, Cooperative Rabobank U.A.
  • Program Participants
  • Manoranjan Mishra, Chief General Manager, Department of Regulation, Reserve Bank of India
  • Program Participants
  • Chaitali Nehulkar, Director, Ratings, CRISIL
  • Rajesh Agrawal, Partner, Deloitte India
  • Anand Vishwanathan, Executive Vice President, Axis Bank
  • P. Sarathkumar, CA & Senior Partner, M/s Sarath and Associates
  • Nimilita Chatterjee, Partner, Ernst and Young India LLP
  • Sampath Kumar, Chief General Manager, State Bank of India
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