Objective of the Program

The program seeks to enhance the insight of the participants on policy and practical aspects of Board governance and functioning. The program has three building blocks. The first block will set the backdrop through a quick review of current and emerging macroeconomic situations, financial sector developments and business environment for setting the right strategy. What is critical here is how material and meaningful the Board’s role could be in this, and within the Board what kind of input the Non-Executive Chairmen & Directors (NEC&D) could provide. The second block would explore the larger and strategic issues surrounding corporate lending, retail banking and securitization of assets & purchase of loans. The third block will deal with practical aspects relating to Board functioning, Board deliberations and legal compliance issues one should be familiar with.

Broadly the following topics would be covered through class room lectures, experience sharing, and panel discussions:

·      Strategy Setting in Current Scenario of  Low Interest Rate, Excess Liquidity And Intense Competition With Herding Behavior

·      Corporate Lending: Lessons From The Past and Building Safeguards

·      Retail Lending: What Is Changing and What Risks Are Building Up

·      Digitalization and Advance Technologies: Strategy, Cost & Benefits.

·      Loan Securitizations & Assignments: What to Look For

·      LODR Compliance: What the NEC&Ds Must Know.

·      IBC Resolutions, non-IBC Resolutions and OTS: What To Watch For

·      Board Room Deliberations: Going Along and Guarding Against

·      Board Meetings : Practices on Agenda Setting, Minutes Recording and Communications vis-à-vis Secretarial Standards

·      RBI’s Basel III Capital Regulations: Concepts, Issues and Challenge

·      Nomination and Remuneration Committee (NRC) of the Board & RBI Guidelines on compensation of Whole Time Directors/CEOs/ material risk takers.